Woman Loses Disability Insurance Over Facebook Photos
We've discussed how using Facebook and other social networking sites can get you fired, or even keep you from getting a job. In this case, a Canadian woman lost her disability insurance payment because of Facebook photos.
Before anyone asks, it's disability insurance, not the Universal Health Care that Canada has. So, in this case, it's not covered by their Universal Health system.
Nathalie Blanchard, 29, from Quebec, has been disabled from her position at IBM for one and a half years due to deep depression. During that period, she has received monthly disability checks from Manulife. Those, however, recently stopped coming.
When BLanchard checked with Manulife, she was told that based on the Facebook pictures Manulife had seen, including ones showing her having a good time at a Chippendales bar show, at her birthday party and on a vacation at the beach, she is no longer depressed.
A few questions arise at this point. According to Nathalie Blanchard, she had her Facebook privacy settings enabled. So, just how did Manulife access her photos?
Additionally, Blanchard added that "having fun" was her doctor's advice. As a way to forget her problems, she followed his advice, including nights out at her local bar with friends and short vacations.
Her lawyer Tom Lavin said "I don't think for judging a mental state that Facebook is a very good tool. It's not as if somebody had a broken back and there was a picture of them carrying with a load of bricks. My client was diagnosed with a major depression. And there were pictures of her on Facebook, in a party or having a good time. It could be that she was just trying to escape."
Lavin added that he has requested another psychiatric evaluation for Blanchard.
Manulife confirmed to the CBC that they do use Facebook for these sorts of "checks," but added that they would not solely use Facebook to make a judgment.
Regarding the possible depression that Blanchard faces and the so-called "happiness ban" that Manulife seems to have instituted, I consulted with Dr. Dominika Osmolska, PsyD, about the issue.
She said, "Just because you're at the beach doesn't mean you aren't depressed. People to go the ocean to drown themselves, to make it 'beautiful.' A few Facebook photos does not prove you are mentally healthy."
She did add, however, that most people who are clinically depressed to the point of being disabled for 1 1/2 years would be unlikely to want to leave the house. That is, of course, not an absolute.
It is troubling that said she had her profile "locked" and yet Manulife was able to view it. If that is the case, than none of us on Facebook are safe. I have emailed Facebook with a request for a comment on this.











